There’s now a huge difference between having insurance and getting care. Wednesday, on For the Record, hear from patients who have cancelled their insurance policies and are moving to cash for care doctors who provide better service at a fraction of the cost.
According to a technical bulletin released last week by the Department of Health and Human Services, the individual mandate for citizens to purchase healthcare through government-run exchanges or face a penalty appears to have been repealed for two years by way of new exemptions.
Additionally, individuals who had their healthcare cancelled due to the passing of the Affordable Care Act may now be exempt altogether.
The Wall Street Journal reported on how this repeal was buried and hidden from the public:
This latest political reconstruction has received zero media notice, and the Health and Human Services Department didn’t think the details were worth discussing in a conference call, press materials or fact sheet. Instead, the mandate suspension was buried in an unrelated rule that was meant to preserve some health plans that don’t comply with ObamaCare benefit and redistribution mandates. Our sources only noticed the change this week.
That seven-page technical bulletin includes a paragraph and footnote that casually mention that a rule in a separate December 2013 bulletin would be extended for two more years, until 2016. Lo and behold, it turns out this second rule, which was supposed to last for only a year, allows Americans whose coverage was cancelled to opt out of the mandate altogether.
In 2013, HHS decided that ObamaCare’s wave of policy terminations qualified as a “hardship” that entitled people to a special type of coverage designed for people under age 30 or a mandate exemption. HHS originally defined and reserved hardship exemptions for the truly down and out such as battered women, the evicted and bankrupts.
The Wall Street Journal article speculates that the Obama Administration is attempting to “pre-empt the inevitable political blowback from the nasty 2015 tax surprise of fining the uninsured for being uninsured” and that keeping the mandate waiver secret is an attempt to keep Democratic voters in line while simultaneously continuing to sign up as many new ObamaCare users as possible.
Related: ObamaCare’s Secret Mandate Exemption
by Dave Hodges
The elephant in the room is healthcare. The American middle class is in extreme danger because of Obamacare. Obamacare will be the reason that many will never be able to retire or even to live to a ripe old age.
Will Obamacare Be Repealed?
Millions hold out hope that Obamacare will just go away. Could that happen?
The big challenge to Obamacare was the constitutional issue of making participation mandatory. The Supreme Court voted 5-4 in favor of the mandate to force people to pay a penalty for non-payment. As an aside, since when does an entity have to force someone to participate in a program if it is that good?
The other source that promised hope that Obamacare could be stopped is in Congress. The House of Representatives has voted over 30 times to get rid of Obamacare, but it is just a symbolic gesture because they know that it will never pass the Democrat-controlled Senate. And if by some miracle the repeal of Obamacare did pass the Senate, Obama would veto the bill and a two-thirds override would never happen. Obamacare is here to stay.
How Mandatory Is Obamacare?
Corporate friends of the President, such as the employees at General Electric and McDonald’s will not be forced to participate. The agency which will enforce the penalty phase of Obamacare, the IRS, was recently issued an exemption from participating as well. In short, if your corporation donated heavily to Obama’s re-election campaign, an exemption to the mandatory phase of Obamacare has been issued. For everyone else, tough luck.
The most incredulous aspect of Obamacare forced compliance is that the mandatory provision does not include the legislators who imposed this monstrosity upon us; namely, the Congress. Are you mad yet? Well, we are just getting started.
Obama Promised We Could Keep Our Insurance
As with most things coming out of this President’s mouth, his promise that we could keep our insurance was only partially true. Because of new federal restrictions, insurance providers will no longer be offering the exact same plan that you now have. Some of this is due to the fact that Obamacare mandates a certain level of quality and a certain number of services to be offered in their insurance packages. Therefore, if your insurance company doesn’t want to bear the increased costs of complying with the Obamacare law, your plan will change and you can bet that your cost will rise dramatically.
The most dramatic aspect of Obamacare, as it relates to maintaining present coverage, is that if you have a life-change event, you will be mandated to be entered into Obamacare against your will. Life-change events include, but are not limited to: marriage, becoming a parent, changing jobs, getting divorced and many more.
Obamacare Will Dramatically Drive Up Taxes
Obamacare mandates the imposition of 19 new taxes which have never existed before including the tax on a home sale which really has nothing to do with healthcare. And if you use an indoor tanning booth, expect to pay a 10% tax.
What About Chronic Health and Pre-Existing Conditions?
It appears that the President originally planned to make good on his promise to not allow treatment exemptions for pre-existing conditions and chronic conditions. However, the federal funds which were to be used to reimburse the state exchanges have already dried up and rate increases are in the works.
What About Cost?
Obama has consistently stated that under Obamanomics, families with incomes under $250,000 would not experience tax increases and would also see their medical costs decline. That statement is a bald-faced lie!
Under Department of Health and Human Services poverty level guidelines, if you’re a single-earning worker making $44,680, or a couple earning a mere $60,520, or a family of four earning a modest income of $92,200, Obama eliminates your subsidy from the government for lower health costs. I do not mean to speak down to anyone, but do you realize that a couple making $60,520 per year is the equivalent of two fast food jobs? These are very modest incomes and the cost aspect of Obamacare should be raising red flags for all middle class income families.
The Kaiser Foundation published an ObamaCare Cost Calculator for you and your family after subsidies. Please be aware this is a basic estimate for the cost of a “Silver plan” (the second tier plan, as opposed to the basic “Bronze plan” on the Exchange). Also note, the total cost is greatly affected by “regional cost factor” (increasing or decreasing the premium by as much as 20%). Yes, Virginia, there are separate plans, consisting of Bronze, Silver, Gold and something called the Cadillac plan.
However, there is an absence of information of what each level of the Obamacare plan entails in terms of cost and treatment. One thing is clear: when the health plan is divided up into differing levels of care and cost, there is indeed a problem because it is apparent that people will not be treated equally under Obamacare.
For a family of four with two dependent children and a $100,000 income, Obamacare insurance costs are nearly $10,000 per year. Such a family could have expected to pay about $400 per month under existing plans such as United Health Care. Under Obamacare, the cost more than doubled.
For the same family listed above making $150,000 per year, they will pay almost $14,000 per year or 350% more than they would expect to pay in today’s health insurance market. This is obviously why the corporate friends of Obama are seeking exemptions from participation. And for those who seek their own exemption through non-participation, they will be fined 2.5% of gross adjusted income and the amount will go up with successive year that they refuse to participate.
The aforementioned numbers are the the government’s numbers as parroted by Kaiser. In other words, these rates represent the best-case scenario. For those of us in the middle and upper middle class, Obamacare represents why most of us will never retire because we will be working to pay off our Obamacare debt.
Obamacare promised affordable healthcare, when in reality what we did was trade managed healthcare for profit for managed healthcare for profit on steroids. Anyone in the middle class and above, are now health care slaves to corporations like United Health Care and Kaiser.
Obamacare was the creation of a 2,300-page document which was passed with Congress without reading what they were passing. This was only the first phase of America’s healthcare enslavement. The next phase of Obamacare consists of creating administrative procedures and regulations in the implementation phase.
What will that consist of? Nobody knows for sure but the managed care companies are in charge of Obamacare. These monolithic corporations have been given a blank check over our healthcare. And when one couples this with the fact that Obama is making a move on seizing 401K’s, IRA’s and pensions, it is a safe bet that you will be forced to work until you drop. Only the strong will survive. This is eugenics at its best as there is nothing in the bill to prevent the insurance companies from creating infamous death panels and to begin to deny treatment based upon conditions and the age of the patient.
Nineteenth century Fabian Socialism has come to roost in America under Obamacare and it is likely that you will work until you drop in order for the right to be a healthcare slave.
Obamacare facts explained by Stefan Molyneux. A comprehensive look at the Patient Protection and Affordable Care Act (PPACA) and it’s implementation.
If you needed another reason to oppose government run health care here’s one to make your blood boil.
The federal government wants to reduce the number of Americans diagnosed each year with cancer. But not by better preventive care or healthier living. Instead, the government wants to redefinethe term “cancer” so that fewer conditions qualify as a true cancer. What does this mean for ordinary Americans — and should we be concerned?
On July 29, 2013, a working group for the National Cancer Institute (the main government agency for cancer research) published a paper proposing that the term “cancer” be reserved for lesions with a reasonable likelihood of killing the patient if left untreated. Slower growing tumors would be called a different name such as “indolent lesions of epithelial origin” (IDLE). Their justification was that modern medical technology now allows doctors to detect small, slow-growing tumors that likely wouldn’t be fatal. Yet once patients are told they have a cancer, many become frightened and seek unnecessary further tests, chemotherapy, radiation, and/or surgery. By redefining the term “cancer,” the National Cancer Institute hopes to reduce patient anxiety and reduce the risks and expenses associated with supposedly unnecessary medical procedures. In technical terms, the government hopes to reduce “overdiagnosis” and “overtreatment” of cancer.
read the rest here
And why would the Obama administration want to re-define cancer? Because starting tomorrow, Obamacare will begin subsidizing millions of Americans’ health insurance, and cancer tests and treatments are expensive.
This is nothing more than a back-door, roundabout form of rationing. It has nothing to do with improving health care or saving lives and everything to do with bureaucrats picking and choosing who gets what tests and treatments.
This is not satire. -Ed.
Need health insurance? The Obama administration has you covered. Simply dial 1-800-FUCKYO to reach the next available health-care provider.
Far from being a mistype, that’s the official number that Health and Human Services wants Americans to dial when seeking health care.
Obamacare’s national call center really did list its number as 1-800-318-2596, helpfully spelling out President Barack Obama’s tendency to blatantly flip the bird in plain view.
After allowing for the lack of letters attached to 1 on a traditional American telephone keypad, the number spells out a clear message. For every duped voter, every young invincible weighing the cost of a penalty versus a newly tripled yearly deductible, every ailing old granny in a wheelchair (whom, remember, Paul Ryan wants to push off a cliff) who needs adequate and affordable health care, Obama’s message is:
1-800-3(F) 8(U) 2(C) 5(K) 9(Y) 6(O).
That’s 1-800-FUCKYO. Sadly, the Obama administration failed to swap the useless 1 for a more functional 8 to complete the heartfelt message, perhaps in consolation to former White House Chief of Staff Rahm Emanuel’s tragically shortened middle finger.
Health and Human Services Secretary Kathleen Sebelius launched a media campaign this week to propagandize the transformative health-care overhaul. She compared the sweeping, coercive law that gives government huge power over the health-care industry to an iPhone system update.
“Everyone just assumes, “Well, there’s a problem, they’ll fix it, we’ll move on,’” Sebelius said about Apple’s iOS updates. “And like many of their customers, I put the ‘new’ system on my phone and went on my merry way, but it was just a reminder that we’re likely to have some glitches. We will fix them and move on. Is this a sign that the law is flawed and failed? I don’t think so. I think it’s a sign that we’re building a piece of complicated technology. We want it to work. We want it to work right. We’ve got an incredible team working 24/7 to do just that.”
“Hopefully they’ll give us the same slack they give Apple,” Sebelius said, according to the Wall Street Journal.